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Further industry calls for the SNP to abandon home reports

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Published Date: 02 December 2008
THE Scottish Government has come under further pressure to drop home reports from two leading figures in the property industry.
John MacRae, of the Aberdeen Solicitors' Property Centre, and the Edinburgh-based Jim Dallas, from Allied Surveyors, have warned the new rules will mean that more than one survey will have to be carried out on properties.

Their criticisms d
irectly contradict claims by Stewart Maxwell, the SNP housing minister, in The Scotsman last week. In his letter, Mr Maxwell said home reports would have a neutral effect, surveys would not need to be repeated and the actual cost would be from about £350.

But Mr Dallas insisted surveyor costs in Edinburgh alone would range from £450 to £1,250. He added: "I suspect solicitors will advise purchasers that they cannot rely on home reports, simply so they can't be sued.

"It's difficult to say what sort of effect that will have, but there will also be a problem that these home reports will run out after 12 weeks. If that happens, they will have to be done again at the cost of the seller because the valuation may have changed."

Mr MacRae added that he believed mortgage companies would not accept home reports and would insist on their own surveys.

"That means that every property will get at least two surveys carried out on it," he said. "This really brings into question what value the home reports provide."

Mr Dallas and Mr MacRae raised serious concerns about the impact on a market where property is not selling.

Their concerns come after a rush of properties went on the market to beat the home reports. More than 400 in Edinburgh and 300 in Aberdeen, three times the weekly average, were put up for sale in the last three days of last week.





Page 1 of 1

  • Last Updated: 01 December 2008 10:54 PM
  • Source: The Scotsman
  • Location: Edinburgh
  • Related Topics: Scottish National Party
 
1

Rufus T. Firefly,

01/12/2008 23:49:39
Gordon Brown has slashed the Conservative lead in the polls to just 1 percentage point, according to a survey in the Daily Telegraph

It looks like Gordon and Alistair's superb handling of the economic crisis has turned things around after all.

2

tartan army 2222,

02/12/2008 00:25:09
The wise one has spoken. Yawn.
3

Brian S,

Edinburgh 02/12/2008 00:26:03
This waiting up every night to be the first person to mouth off on what should be an adult discussion forum is a bit worrying.

I was having dinner for St Andrews day yesterday with a bunch of friends, one of which is an addiction therapist. I'd be happy to give you her details.


4

Wardog™,

02/12/2008 00:30:58

".....It looks like Gordon and Alistair's superb handling of the economic crisis has turned things around after all......."

ha ha ha ha ha ha - That's a belter
5

puskas,

East kilbride 02/12/2008 00:31:10
15% and its no Liebour. LOL
6

Rufus T. Firefly,

02/12/2008 00:31:50
3 Brian S,Edinburgh 02/12/2008 00:26:03
This waiting up every night to be the first person to mouth off on what should be an adult discussion forum is a bit worrying.
************************************
What makes you think I wait up every night?

What makes you think I am not at work?

At least my post above was relevant to a Political topic.

On the other had your post was inaccurate and off topic.
7

Brian S,

Edinburgh 02/12/2008 00:36:40
Your post had nothing to do with the topic of homeowner reports.

She offers very good rates for hour long sessions.
8

puskas,

East kilbride 02/12/2008 00:39:46
Independance is on its way....
9

Brian S,

Edinburgh 02/12/2008 00:40:41
As someone who is actually looking to purchase a larger apartment I welcome the move. I've wasted so much money in the past on surveys only to lose out in the sealed bidding. Anything to make life a little easier in these tough economic times is a bonus.


10

subrosa,

02/12/2008 00:49:49
If the government can have talks with mortgage lenders to discuss why these would not be acceptable and how that could be rectified, then I'm all for them.

Most people will stick the cost onto the house. The people moaning are the ones who get money for nothing ie umpteen surveyors for the same property etc.
11

Sam the man the snp Fear most,

STOP THE SNP 02/12/2008 00:58:54
Yet another reason not to Vote snp, what a real mess the snp are making of this part of the UK and they only have token power.

What will the story be tomorrow, everyday there is something new from the snp that is bad news for everyone in this part of the UK but thankfully the real and important power is in London our capital and always will be.

The good people of Glenrothes sent a clear message on behalf of all the people of Scotland, you are not welcome here snp and we want the Union forever, a giant majority even when Labour was at its worst in history.

Need i say more apart from the magic words below.

Glenrothes! Glenrothes! Glenrothes!

STOP THE SNP
12

Sam the man the snp Fear most,

STOP THE SNP 02/12/2008 01:02:28
10# Dream on!

the snp as i predicted are finished even some activists have given up and the ones that are are struggling to post any defence.

It should be noted that teachers thanks to the snp have to go and buy out of their own pockets pens and pencils from poundland a they are starved of cash.
13

Conan the Librarian™,

02/12/2008 01:07:42
13
Sam, you sound troubled...well, manic.

You know in your heart, that a reduced majority was not the best for the Labour party in Glenrothes.

And there was such a long time for postal votes to be...harvested.
14

,

02/12/2008 01:15:25
Comment Removed By Administrator
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15

Wardog™,

02/12/2008 01:21:27
14 Sam the Bam the snp Fear most

It's far worse than you suggest Sam, the sky has fallen in we will indeed all be receiving our £5000 tax bills, pensioners are cannibalising each other and fuel prices are rocketing......

I'm with you, let's vote Labour in for another ten years.

Only Gordon can save us from.....erm....... gordon
16

Wardog™,

02/12/2008 01:23:20


The HIPS are a great move and have been widely welcomes by consumer groups.

The only doom sayers are the vested interest groups.

It's about time the archaic and outmoded house selling system in Scotland was shook up and it's taken an SNP Government to do so.

Has the Labour supporters on here noticed that there has been no condemnation from Labour, just tories with their snouts in the trough.

17

Wardog™,

02/12/2008 01:30:07


100,000's of Job Losses
UK worst placed to recover from deep recession
Unprecedented National Debt
Forecasts from the treasury that no-one believes in
Unprecedented levels of personal debt & bankruptcy
Our banks nationalised or taken over
Threat of deep recession with possible reflation


I can't wait for Gordon's £500M tax cut on Scottish frontline services, I'm sure all of the vulnerable and two years can't either.,......

18

,

02/12/2008 01:44:26
Comment Removed By Administrator
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19

Alan Reid,

Skive 02/12/2008 01:57:02
Sam are you Media 1, because he posts some stupid braindead drivel as well?
20

Edward,

02/12/2008 02:01:44
Just to correct some mis-informed unionist fools on here.The Home reports, which IS a copy of the English HIPS, was actually dreamed up (well told to copy) by the previous Labour administration. The SNP Government
inherited it as it was too far advanced to cancel
21

BIG EYE,

Paisley 02/12/2008 05:35:18
Subrosa was right the wail of complaint comes from those who currently make money out the multi report system that ensures as many rports for each home as there are bidders.

The same also applies to the objections to LIT where the main complaints originate from those with a bias in favour of keeping Council Tax.

Keep on track SNP you are doing fine!
22

Angleland Isover,

02/12/2008 06:31:32
Are these the best stories out their. Or is it easier to pass on liebour propaganda than to actually do some serious journalism.
23

Melly,

Dunblane 02/12/2008 09:29:00
#13/14 Sam, are you a thicko or what? Losing 37% of your vote to the SNP and you are celebrating ? I suppose you have to be grateful for small mercies though.
24

Rev. S. Campbell,

Bath 02/12/2008 09:35:03
#13 "The good people of Glenrothes sent a clear message on behalf of all the people of Scotland, you are not welcome here snp"

Really? Is THAT what they were doing when they slashed the majority in a safe Labour seat by 4000 votes? What an odd grasp of logic you have.
25

Rev. S. Campbell,

Bath 02/12/2008 09:36:19
Incidentally, the Guardian ran two polls at the weekend:

Ipsos/MORI: Tory lead increasing to 11%.
ICM: Tory lead increasing to 15%.
26

Warden An' All, Reborn,

02/12/2008 10:59:58
What is wrong with a joint system that is adjustable after twelve weeks on the price of the property? Heaven help us having a housing industry, and system of government that can’t see the necessity to keep the costs down in this fashion.
27

brownlie,

02/12/2008 11:02:33
Sam

Who are you? I've never heard of you - have you changed your name? If you are the one the SNP fear most then God help us unionists!
28

Queen D,

Glasgow 02/12/2008 11:11:29
In big print on the BBC website , a third of all Scots live below the breadline and have done for a very long time and the Scotsman regurgitates a story they dug up from yesterday , that was'nt very good in the first place.
Brilliant!
29

The Federalist (the poster formerly know as NAUON),

02/12/2008 11:15:56
The HIPS were brought in by the previous Labour/Lib Dem administration. The SNP have had opportunities to overturn this legislation but, quite rightly, have ignored the easy headline-grabbing route.

Well done.

They should continue to ignore the gripes from teh vested interests who have screwed Scottish homebuyers year after year.
30

The Federalist (the poster formerly know as NAUON),

02/12/2008 11:17:29
#26 & #27 It was not Labour's vote that was cut - they incraesed their share - it was the Tories and Lib Dems whose vote collapsed.
31

,

02/12/2008 11:28:40
Comment Removed By Administrator
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32

brownlie,

02/12/2008 11:42:39
34 Press agenda

Sorry Sam is not available to reply as the men in the white coats have arrived. However, with Maddox on our side who dare be against us?
33

Melly,

Dunblane 02/12/2008 12:12:22
#33 The Fed............. The Liebour Glenrothes winning margin fell from 1100 to 7000 or 37% !!! a disaster for Liebour by any other name. It`s now a marginal, and with the economy in meltdown for the next 4 years, the "good people of Glenrothes" will have their chance in a couple of years to thank Gordon and his cohorts for the wonderful future in store for them. I rather suspect they will be regreting their votes even now.
34

Alan B,

02/12/2008 12:22:56
#Melly

Unfortunately I think glenrothes was a disaster for the snp. Hopefully they will recover and scotland will not be so daft to vote for labour. But I do not have that much faith in the electrate.

35

Yok Finney,

Ross-shire 02/12/2008 12:29:53
The property industry used to be brickies, joiners, roofers, plumbers electricians etc. with architects somewhere (we hope) designing and organising this shebang.

The intrusion of property developers, estate agents, lawyers etc. hasn't caused better or affordable buildings. Left to their own devices, people from Norway to Spain generally built appropriate to their local climate and environs. Surely EU directif and UK dictat is not the way to go when we're looking for "useful plans" (© Mr R Burns).

Local and regional democracy and accountability needs come into play however alien and abhorrant is to the British Establishment and our jobs for the boys Scottish subset.

Thus our old cities and burgh towns could be re-invigorated and attractive new towns and villages, businesses and manufactures established to efficiently utilise renewable energies close to source. Mere scenery doesn't an economy make. We the people (of Scotland) must insist that all land-holdings are publically registered and land made available for new and local projects. A Nation needs national interests and assets.

A traditional dwelling is the most advanced affordable technology of its day. New buildings could utilise new design, technology and methods for our cold, wet, windy, maritime location if architects ever get round to learning structural engineering.
36

puskas,

East kilbride 02/12/2008 12:50:50
No36..

Hi ppink,

It was reported that above average postal/proxy vote was requested. Up from around 1,000 to 7,000.

I agree that the SNP will be prepared throughout Scotland in future elections.

Also during the Glenrothes election night I was informed the nationionalists feared the worst around 10pm. Around this time word had came out regards the exceptionally large postal/proxy vote.
Stunned by this knowledge they realised Glenrothes had been lost.. The question would be why should the nationalist realise all was lost.??
Off course we as the public are still unaware to the percentage difference between all political parties in the postal/proxy vote.
37

Davie08,

Edinburgh 02/12/2008 13:00:33
Off topic but I see the Calman interm report has come out in the Herald. I predict that in future the term 'to Calman' will be to knowingly engage in an exercise in futility.
38

The Sprucer,

02/12/2008 14:08:12
"Hell and Heaven grapple on our backs, and all our old pretenses ripped away. God's icy wind will blow."

Nice to see that the 'Tories have the bit between their teeth again after one of theirs was put in jail. I suspect the people of this country will have the bit between theirs after the mist has cleared.
39

The Sprucer,

02/12/2008 14:09:02
Erratum Corrige: One of their members
40

The Sprucer,

02/12/2008 14:13:13

Alan B

I don't think it was a disaster - it was because some areas of the country are still impregnable for the time being. Patience and endeavour will be required to surmount a serious challenge.

Is there something wrong with this article or is it just me? This bill which is being put through actually started with the previous administration and has backing on all sides and yet this inane drivel of a newspaper continues to spit anti-SNP bile.
41

The Sprucer,

02/12/2008 14:22:08
Rufus, this one's for you:

http://www.guardian.co.uk/politics/blog/2008/dec/02/polls-conservatives
42

PaulW,

Borders 02/12/2008 14:30:38
Another day. More drivel from D Maddox, I am afraid. Does D maddox exist or is he hologram controlled by Simon Pia?

#45 Sprucer

Spot-on. Labour's idea. I think it has some merit (despite being a Labour idea) as when I started on the property ladder I had to bid five times before I bought - surveys cost me a lot of money. However, I would ideally have preferred to see it delayed until such time as we see the shoots of recovery. Labour's attacks on this are bizarre. As bad as Tories being critical of early release (their idea originally) or Labour accusing the SNP of not going far enough with the £10 million Saltire prize for renewable energy. That is an SNP idea, which was the first prize of its kind in the World - labour never had the ambition to create a prize (even at the UK - level, presumably because we are now skint). Labour now try to pull the wool over our eyes by making out that the SNP isn't ambitious. Strewth! Even Al Gore praised the SNP Government for its leadership on this.

Those intellectual pygmies (no offence to pygmies) in labour even stopped carbon capture being pioneered at Peterhead - they have a bl**dy cheek to complain about holding back renewables! If they had their way the place would be covered in French-built nuclear powerstations, presumably involving G Brown's brother who works in the sector.....
43

,

02/12/2008 14:59:16
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44

,

02/12/2008 15:01:54
Comment Removed By Administrator
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45

,

02/12/2008 15:02:07
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46

Gdgy,

02/12/2008 15:12:52
#10 Interdependence is on its way!!!!

The SNPites are too ready with their traitor taunts...it seems symptomatic of a party that does sufficently believe in its only real policy, independence, to hold a referendum that they have their scapegoats already marked out.....they could try and convince the sceptical Scottish electorate of their vision rather than dismiss them as morons, traitors or "unionists"!
47

Miss H,

02/12/2008 15:23:52
I have to laugh at all the Labour numpties on here who do not know that this was a Labour policy in the first place.

Or maybe Sam is actually a Tory - the Tories being the only party which is against it.
48

Miss H,

02/12/2008 15:37:52
48, 54 I thought it was the idea of a Glenrothes whisky which so outraged you.

I would quite agree - Fife whisky, yeuch.
49

Yok Finney,

Ross-shire 02/12/2008 15:48:13
Fife for horses !
50

Scunnert,

02/12/2008 16:03:32
This is a silly article. Moaning from the housing industry leeches - so what?
51

The Master,

02/12/2008 16:29:56
I have to admit that the only Nationalist policy on which I remotely supported the party was their anti tram stance in Edinburgh (but that's all a lost cause now, so that doesn't count any more!)

How sad that the party has missed the opportunity to gain even a modicum of support from me by reversing the "Home Report" nonsense of the Lib/Lab Administration.

As the owner of several properties, I now that it will be an expensive headache to commission home reports when I come to see and that I'll grudge every penny that subsequently goes to the surveyors as they make easy money by updating it every few months.

When the vast majority of professionals in the field (whether solicitors or estate agents) are against a policy (particularly at this time of turbulence in the housing market), the "we know what's good for you" attitude of the politicians is extremely galling to say the least.

The Master adds his voice to the growing condemnation of HRs.
52

Scunnert,

02/12/2008 16:34:07
The Maister must be moving into negative equity with all those properties. Aw - what a shame.
53

Miss H,

02/12/2008 16:57:51
59 The SNP isn't going to back down and they won't lose any sleep over it because much as voters dislike politicians they dislike lawyers and property speculators even more!
54

Alan B,

02/12/2008 17:06:19
#Miss H

The issue i would have with the home reports is they do not deal with the core problems of buying property in scotland.

-blind bid system. Open offer system like england without the gazzumping would be better. That should be the first move.
- dreadful quality of surveys. Surveyors should not be able to offer so many get out clauses that makes a level 2 survey virtually useless. Full detail surveys should be given with easy comeback against the surveyor for poor surveys.
- a sellers survey should be done without all the other bits added on like energy report as it confuses the whole matter from the core change. Any energy report etc should be done separately at a later date.
-the appallingly slow written mortgage approval from lenders and the lack of controls to prevent abuse by the lender.

The current system simply does not work. The new system will not deal with the core issues.

While I like the idea of a good survey paid for by the seller it may not work in a slow market. If the house does not sell for 6months or even 3. Will the mortgage lender still lend on that basis of the valuation.
55

Alan B,

02/12/2008 17:14:22
#The Master

Conversly if the home report works as they want you would save money when buying the property (although the cost will probably be passed on) and will not have to either have countless numbers of wasted surveys or bid for properties without having it valued in advance with offer subject to survey.

The offer subject to survey also means that you cannot get approval for the mortgage in a timely fashion and the buyer can try to renegotiate the price after the survey has been received.
56

The Master,

02/12/2008 17:23:07
62 Alan B: " While I like the idea of a good survey paid for by the seller it may not work in a slow market. If the house does not sell for 6months or even 3. Will the mortgage lender still lend on that basis of the valuation."

My understanding is that the HR has to be updated every few months, so, if the lender accepts the new system (and by no means all will!) then that should not be a problem.

However, many see the requirement to update as a gravy train for surveyors and sellers will not welcome their repeated fees for updating in the current extremely slow market.

#63 Alan B: but, leaving aside lenders, will buyers trust the HR? Many will prefer to commission their own independent report, as they do under the present system.
57

Hugh Roscombe,

02/12/2008 17:32:01
The Master

"As the owner of several properties"

One dank bed-sit, one leaky tent and a caravan without wheels.
58

Hugh Roscombe,

02/12/2008 17:32:37
Who remembers howyoudoingboy and bangonthedoor?
59

The Master,

02/12/2008 17:46:38
#66: I imagine you'd have to shell out quite a bit, particularly as you'd have to keep updating the report as the months rolled by and not even the odd starling showed the slightest inclination to offer you £150K for your no doubt charming nested abode.

Are you bird enough to take the plunge?

#65: you've been in my delightful Aberdeen pad, then? Before I hear the usual cries of "slum landlord", the quality of that particular property is fully reflected in the rent.

#68: I just make an evil lair out of my nicer properties! I'm in Edinburgh for now.
60

ochone,

Sauchie, Clack's 02/12/2008 17:48:12
So the reporting of Two, (count them yerselves) now constitutes pressure on the Scottish government.

DM must mean that as the two opinions on their own are meaningless.

Now Mr Maddox could you please report on those who support the idea, if you do it right you'll find there is a lot more than just two.
61

The Master,

02/12/2008 17:48:35
Erratum: #67 not #66, I am a silly billy today (LOL! as another member of the Darkside would say!)
62

English flag,

02/12/2008 17:57:54
Glad to see the Natz are copying an english idea,even if it's a bad one.

72. at least the masters not a nat like you,he only wants the best for scotland,not to turn it into albania,the masters a true patriot
63

English flag,

02/12/2008 17:58:24
Glad to see the Natz are copying an english idea,even if it's a bad one.

72. at least the masters not a nat like you,he only wants the best for scotland,not to turn it into albania,the masters a true patriot
64

English flag,

02/12/2008 18:00:18
72.at least the master wants the best for scotland,not to bend it over and impose his will like you

glad to see the natz at last copying england rather than picking their usual fight,even if HR's are the worst idea since poll tax 2
65

English flag,

02/12/2008 18:01:53
72.at least the master wants the best for scotland,not to bend it over and impose his will like you

glad to see the natz at last copying england rather than picking their usual fight,even if HR's are the worst idea since poll tax 2
66

English flag,

02/12/2008 18:03:56
72.at least the master wants the best for scotland,not to bend it over like you

glad to see the natz at last copying england rather than picking their usual fight,even if HR's are the worst idea since poll tax 2
67

cataibh,

Over the Struie 02/12/2008 20:35:11
If you want a good reason for something look at who is telling you not to, in this case -- Solicitors and Estate agents.
68

Walter Ego,

Durness 02/12/2008 20:36:31
Will Donald Trump need one for Menie?
69

Brian Hill,

Edinburgh 02/12/2008 20:49:49
Before Glenrothes there were always groups having a go at the SNP but since the Glenrothes defeat, with the 'Honeymoon' period deemed to be over, there is almost a 'coordinated' attack on the SNP on a daily basis, gleefully reported by the Unionist press of course.

Shame that London Labour is doing such a good job in attracting even more 'heat' for the press and voters to think about.

Between CAT worrying the life out of their lawyers and the fiasco surrounding the Tory MP's arrest, Salmond and co only have to work away quietly in the background to eventually see London Labour sink slowly beneath their feet.
70

,

02/12/2008 21:13:43
Comment Removed By Administrator
Reason:
71

The_Reiver,

02/12/2008 21:45:21
#78 'there is almost a 'c'ordinated' attack on the SNP'

Sorry, sorry, tug, tug, forelock, forelock, I know we peasants should know our place. Apoloigies SNP masters-we are not worthy- We won't say anything nasty about nice Mr Salmond and his nice supporters any more. Sorry!

Why are SNP-style nationalists such consummate bores? Perhaps their modus operandi is to bore the rest of us into submission. Scotland the Bore!
72

Scunnert,

02/12/2008 21:48:32
80 The_Reiver:

YAWN
73

Jimmy Le Pie,

02/12/2008 22:08:12
Could any of the New Labour Sleaze apologists on here explain why the Pound is collapsing against all other currencies?

As we keep being told, Comrade Broon has solved the world's economic woes, so should the pound not be increasing in value against other currencies?

I notice that at PMQ's, Comrade Broon continually refuses to answer the question.

Will asking this question become a treasonable offence?

Can I expect the armed anti-terrorist police to arrest me??

Bring on the election!!!
74

Rufus T. Obsessive,

02/12/2008 23:32:08
I linger, sad, and smelly, awaiting new threads
75

Rufus T. Obsessive,

02/12/2008 23:39:41
I just linger

 

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